LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,862
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,040
−HK$1,197/mo
Today · 4.125%
HK$40,237
baseline
▲ 0.50% · 4.625%
HK$42,685
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,474/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,121
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,251
−HK$1,146/mo
Today · 4.125%
HK$44,397
baseline
▲ 0.50% · 4.625%
HK$46,737
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,794/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,435
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,848
−HK$1,436/mo
Today · 4.125%
HK$48,284
baseline
▲ 0.50% · 4.625%
HK$51,222
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,568/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,546
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,901
−HK$1,376/mo
Today · 4.125%
HK$53,277
baseline
▲ 0.50% · 4.625%
HK$56,085
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,554/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,007
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,656
−HK$1,675/mo
Today · 4.125%
HK$56,331
baseline
▲ 0.50% · 4.625%
HK$59,759
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,662/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,970
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,552
−HK$1,604/mo
Today · 4.125%
HK$62,156
baseline
▲ 0.50% · 4.625%
HK$65,432
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,312/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,152
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,272
−HK$2,154/mo
Today · 4.125%
HK$72,426
baseline
▲ 0.50% · 4.625%
HK$76,833
+HK$4,407/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,852/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,819
−HK$4,096/mo
▼ 0.25% · 3.875%
HK$77,852
−HK$2,063/mo
Today · 4.125%
HK$79,915
baseline
▲ 0.50% · 4.625%
HK$84,127
+HK$4,212/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,830/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,666 · Scale 2, in force from 26 Feb 2026)