LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,864
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,042
−HK$1,196/mo
Today · 4.125%
HK$40,238
baseline
▲ 0.50% · 4.625%
HK$42,687
+HK$2,449/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,476/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,123
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,253
−HK$1,146/mo
Today · 4.125%
HK$44,399
baseline
▲ 0.50% · 4.625%
HK$46,740
+HK$2,341/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,798/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,437
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,850
−HK$1,436/mo
Today · 4.125%
HK$48,286
baseline
▲ 0.50% · 4.625%
HK$51,224
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,572/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,548
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,904
−HK$1,375/mo
Today · 4.125%
HK$53,279
baseline
▲ 0.50% · 4.625%
HK$56,087
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,558/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,010
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,659
−HK$1,675/mo
Today · 4.125%
HK$56,334
baseline
▲ 0.50% · 4.625%
HK$59,762
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,668/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,973
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,554
−HK$1,605/mo
Today · 4.125%
HK$62,159
baseline
▲ 0.50% · 4.625%
HK$65,435
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,318/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,155
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,275
−HK$2,154/mo
Today · 4.125%
HK$72,429
baseline
▲ 0.50% · 4.625%
HK$76,836
+HK$4,407/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,858/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,822
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,856
−HK$2,063/mo
Today · 4.125%
HK$79,919
baseline
▲ 0.50% · 4.625%
HK$84,131
+HK$4,212/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,838/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,694 · Scale 2, in force from 26 Feb 2026)