LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,865
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,042
−HK$1,197/mo
Today · 4.125%
HK$40,239
baseline
▲ 0.50% · 4.625%
HK$42,688
+HK$2,449/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,478/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,124
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,254
−HK$1,146/mo
Today · 4.125%
HK$44,400
baseline
▲ 0.50% · 4.625%
HK$46,740
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,800/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,438
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,851
−HK$1,436/mo
Today · 4.125%
HK$48,287
baseline
▲ 0.50% · 4.625%
HK$51,225
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,574/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,549
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,905
−HK$1,375/mo
Today · 4.125%
HK$53,280
baseline
▲ 0.50% · 4.625%
HK$56,088
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,560/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,010
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,659
−HK$1,676/mo
Today · 4.125%
HK$56,335
baseline
▲ 0.50% · 4.625%
HK$59,763
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,670/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,974
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,555
−HK$1,605/mo
Today · 4.125%
HK$62,160
baseline
▲ 0.50% · 4.625%
HK$65,436
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,320/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,156
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,276
−HK$2,154/mo
Today · 4.125%
HK$72,430
baseline
▲ 0.50% · 4.625%
HK$76,838
+HK$4,408/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$144,860/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,823
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,857
−HK$2,063/mo
Today · 4.125%
HK$79,920
baseline
▲ 0.50% · 4.625%
HK$84,132
+HK$4,212/mo
Deposit HK$1.66M · loan HK$14.94M · min. income ≈ HK$159,840/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,704 · Scale 2, in force from 26 Feb 2026)