LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,865
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,043
−HK$1,197/mo
Today · 4.125%
HK$40,240
baseline
▲ 0.50% · 4.625%
HK$42,688
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,480/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,125
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,254
−HK$1,147/mo
Today · 4.125%
HK$44,401
baseline
▲ 0.50% · 4.625%
HK$46,741
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,802/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,438
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,852
−HK$1,436/mo
Today · 4.125%
HK$48,288
baseline
▲ 0.50% · 4.625%
HK$51,226
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,576/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,550
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,905
−HK$1,376/mo
Today · 4.125%
HK$53,281
baseline
▲ 0.50% · 4.625%
HK$56,089
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,562/mo (50% DSR)
Upfront cash ≈ HK$7.26M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,011
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,660
−HK$1,676/mo
Today · 4.125%
HK$56,336
baseline
▲ 0.50% · 4.625%
HK$59,763
+HK$3,427/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,672/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,975
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,556
−HK$1,605/mo
Today · 4.125%
HK$62,161
baseline
▲ 0.50% · 4.625%
HK$65,437
+HK$3,276/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,322/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,157
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,277
−HK$2,154/mo
Today · 4.125%
HK$72,431
baseline
▲ 0.50% · 4.625%
HK$76,839
+HK$4,408/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,862/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,824
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,858
−HK$2,063/mo
Today · 4.125%
HK$79,921
baseline
▲ 0.50% · 4.625%
HK$84,134
+HK$4,213/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,842/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,713 · Scale 2, in force from 26 Feb 2026)