LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,866
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,043
−HK$1,197/mo
Today · 4.125%
HK$40,240
baseline
▲ 0.50% · 4.625%
HK$42,689
+HK$2,449/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,480/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,125
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,255
−HK$1,146/mo
Today · 4.125%
HK$44,401
baseline
▲ 0.50% · 4.625%
HK$46,741
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,802/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,439
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,852
−HK$1,436/mo
Today · 4.125%
HK$48,288
baseline
▲ 0.50% · 4.625%
HK$51,226
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,576/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,550
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,906
−HK$1,375/mo
Today · 4.125%
HK$53,281
baseline
▲ 0.50% · 4.625%
HK$56,090
+HK$2,809/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,562/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,012
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,661
−HK$1,675/mo
Today · 4.125%
HK$56,336
baseline
▲ 0.50% · 4.625%
HK$59,764
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,672/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,975
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,557
−HK$1,604/mo
Today · 4.125%
HK$62,161
baseline
▲ 0.50% · 4.625%
HK$65,438
+HK$3,277/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,322/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,158
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,278
−HK$2,154/mo
Today · 4.125%
HK$72,432
baseline
▲ 0.50% · 4.625%
HK$76,840
+HK$4,408/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,864/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,825
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,859
−HK$2,063/mo
Today · 4.125%
HK$79,922
baseline
▲ 0.50% · 4.625%
HK$84,135
+HK$4,213/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,844/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,720 · Scale 2, in force from 26 Feb 2026)