LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,868
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,046
−HK$1,197/mo
Today · 4.125%
HK$40,243
baseline
▲ 0.50% · 4.625%
HK$42,691
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,486/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,128
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,258
−HK$1,146/mo
Today · 4.125%
HK$44,404
baseline
▲ 0.50% · 4.625%
HK$46,744
+HK$2,340/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,808/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,442
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,855
−HK$1,436/mo
Today · 4.125%
HK$48,291
baseline
▲ 0.50% · 4.625%
HK$51,230
+HK$2,939/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,582/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,553
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,909
−HK$1,376/mo
Today · 4.125%
HK$53,285
baseline
▲ 0.50% · 4.625%
HK$56,093
+HK$2,808/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,570/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,015
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,664
−HK$1,676/mo
Today · 4.125%
HK$56,340
baseline
▲ 0.50% · 4.625%
HK$59,768
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$112,680/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,979
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,561
−HK$1,604/mo
Today · 4.125%
HK$62,165
baseline
▲ 0.50% · 4.625%
HK$65,442
+HK$3,277/mo
Deposit HK$4.98M · loan HK$11.62M · min. income ≈ HK$124,330/mo (50% DSR)
Upfront cash ≈ HK$5.60M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,162
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,283
−HK$2,154/mo
Today · 4.125%
HK$72,437
baseline
▲ 0.50% · 4.625%
HK$76,844
+HK$4,407/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,874/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,830
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,864
−HK$2,063/mo
Today · 4.125%
HK$79,927
baseline
▲ 0.50% · 4.625%
HK$84,140
+HK$4,213/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,854/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,759 · Scale 2, in force from 26 Feb 2026)