LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,869
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,047
−HK$1,197/mo
Today · 4.125%
HK$40,244
baseline
▲ 0.50% · 4.625%
HK$42,693
+HK$2,449/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,488/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,129
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,259
−HK$1,146/mo
Today · 4.125%
HK$44,405
baseline
▲ 0.50% · 4.625%
HK$46,746
+HK$2,341/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,810/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,443
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,857
−HK$1,436/mo
Today · 4.125%
HK$48,293
baseline
▲ 0.50% · 4.625%
HK$51,231
+HK$2,938/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,586/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,555
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,911
−HK$1,375/mo
Today · 4.125%
HK$53,286
baseline
▲ 0.50% · 4.625%
HK$56,095
+HK$2,809/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,572/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,017
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,666
−HK$1,676/mo
Today · 4.125%
HK$56,342
baseline
▲ 0.50% · 4.625%
HK$59,770
+HK$3,428/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,684/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,981
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,563
−HK$1,605/mo
Today · 4.125%
HK$62,168
baseline
▲ 0.50% · 4.625%
HK$65,445
+HK$3,277/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,336/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,165
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,285
−HK$2,154/mo
Today · 4.125%
HK$72,439
baseline
▲ 0.50% · 4.625%
HK$76,847
+HK$4,408/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,878/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,833
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,867
−HK$2,063/mo
Today · 4.125%
HK$79,930
baseline
▲ 0.50% · 4.625%
HK$84,143
+HK$4,213/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,860/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,782 · Scale 2, in force from 26 Feb 2026)