LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,870
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,048
−HK$1,197/mo
Today · 4.125%
HK$40,245
baseline
▲ 0.50% · 4.625%
HK$42,693
+HK$2,448/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,490/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,130
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,260
−HK$1,146/mo
Today · 4.125%
HK$44,406
baseline
▲ 0.50% · 4.625%
HK$46,747
+HK$2,341/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,812/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,444
−HK$2,849/mo
▼ 0.25% · 3.875%
HK$46,857
−HK$1,436/mo
Today · 4.125%
HK$48,293
baseline
▲ 0.50% · 4.625%
HK$51,232
+HK$2,939/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$96,586/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,556
−HK$2,731/mo
▼ 0.25% · 3.875%
HK$51,912
−HK$1,375/mo
Today · 4.125%
HK$53,287
baseline
▲ 0.50% · 4.625%
HK$56,096
+HK$2,809/mo
Deposit HK$6.64M · loan HK$9.96M · min. income ≈ HK$106,574/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,018
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$54,667
−HK$1,675/mo
Today · 4.125%
HK$56,342
baseline
▲ 0.50% · 4.625%
HK$59,771
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,684/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,982
−HK$3,186/mo
▼ 0.25% · 3.875%
HK$60,563
−HK$1,605/mo
Today · 4.125%
HK$62,168
baseline
▲ 0.50% · 4.625%
HK$65,445
+HK$3,277/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,336/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,166
−HK$4,274/mo
▼ 0.25% · 3.875%
HK$70,286
−HK$2,154/mo
Today · 4.125%
HK$72,440
baseline
▲ 0.50% · 4.625%
HK$76,848
+HK$4,408/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,880/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,834
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,867
−HK$2,064/mo
Today · 4.125%
HK$79,931
baseline
▲ 0.50% · 4.625%
HK$84,144
+HK$4,213/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,862/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,788 · Scale 2, in force from 26 Feb 2026)