LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,872
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,051
−HK$1,196/mo
Today · 4.125%
HK$40,247
baseline
▲ 0.50% · 4.625%
HK$42,696
+HK$2,449/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$80,494/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,133
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,263
−HK$1,146/mo
Today · 4.125%
HK$44,409
baseline
▲ 0.50% · 4.625%
HK$46,750
+HK$2,341/mo
Deposit HK$8.30M · loan HK$8.30M · min. income ≈ HK$88,818/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,447
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,861
−HK$1,436/mo
Today · 4.125%
HK$48,297
baseline
▲ 0.50% · 4.625%
HK$51,236
+HK$2,939/mo
Deposit HK$6.64M · loan HK$9.97M · min. income ≈ HK$96,594/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,559
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,915
−HK$1,376/mo
Today · 4.125%
HK$53,291
baseline
▲ 0.50% · 4.625%
HK$56,100
+HK$2,809/mo
Deposit HK$6.64M · loan HK$9.97M · min. income ≈ HK$106,582/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,021
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,671
−HK$1,675/mo
Today · 4.125%
HK$56,346
baseline
▲ 0.50% · 4.625%
HK$59,775
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,692/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,986
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,568
−HK$1,605/mo
Today · 4.125%
HK$62,173
baseline
▲ 0.50% · 4.625%
HK$65,450
+HK$3,277/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,346/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,170
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,291
−HK$2,154/mo
Today · 4.125%
HK$72,445
baseline
▲ 0.50% · 4.625%
HK$76,853
+HK$4,408/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,890/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,839
−HK$4,097/mo
▼ 0.25% · 3.875%
HK$77,873
−HK$2,063/mo
Today · 4.125%
HK$79,936
baseline
▲ 0.50% · 4.625%
HK$84,150
+HK$4,214/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,872/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,833 · Scale 2, in force from 26 Feb 2026)