LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,876
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,054
−HK$1,197/mo
Today · 4.125%
HK$40,251
baseline
▲ 0.50% · 4.625%
HK$42,701
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,502/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,137
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$43,267
−HK$1,146/mo
Today · 4.125%
HK$44,413
baseline
▲ 0.50% · 4.625%
HK$46,754
+HK$2,341/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,826/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,451
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,437/mo
Today · 4.125%
HK$48,302
baseline
▲ 0.50% · 4.625%
HK$51,241
+HK$2,939/mo
Deposit HK$6.64M · loan HK$9.97M · min. income ≈ HK$96,604/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,564
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,920
−HK$1,376/mo
Today · 4.125%
HK$53,296
baseline
▲ 0.50% · 4.625%
HK$56,105
+HK$2,809/mo
Deposit HK$6.64M · loan HK$9.97M · min. income ≈ HK$106,592/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,027
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,676
−HK$1,676/mo
Today · 4.125%
HK$56,352
baseline
▲ 0.50% · 4.625%
HK$59,781
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,704/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,992
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,574
−HK$1,605/mo
Today · 4.125%
HK$62,179
baseline
▲ 0.50% · 4.625%
HK$65,456
+HK$3,277/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,358/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,177
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,298
−HK$2,154/mo
Today · 4.125%
HK$72,452
baseline
▲ 0.50% · 4.625%
HK$76,861
+HK$4,409/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,904/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,846
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,880
−HK$2,064/mo
Today · 4.125%
HK$79,944
baseline
▲ 0.50% · 4.625%
HK$84,158
+HK$4,214/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,888/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,893 · Scale 2, in force from 26 Feb 2026)