LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,878
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$39,056
−HK$1,197/mo
Today · 4.125%
HK$40,253
baseline
▲ 0.50% · 4.625%
HK$42,702
+HK$2,449/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,506/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,138
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,268
−HK$1,147/mo
Today · 4.125%
HK$44,415
baseline
▲ 0.50% · 4.625%
HK$46,756
+HK$2,341/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,830/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,453
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,867
−HK$1,436/mo
Today · 4.125%
HK$48,303
baseline
▲ 0.50% · 4.625%
HK$51,242
+HK$2,939/mo
Deposit HK$6.64M · loan HK$9.97M · min. income ≈ HK$96,606/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,566
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,922
−HK$1,376/mo
Today · 4.125%
HK$53,298
baseline
▲ 0.50% · 4.625%
HK$56,107
+HK$2,809/mo
Deposit HK$6.64M · loan HK$9.97M · min. income ≈ HK$106,596/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,029
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$54,678
−HK$1,676/mo
Today · 4.125%
HK$56,354
baseline
▲ 0.50% · 4.625%
HK$59,783
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,708/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,994
−HK$3,187/mo
▼ 0.25% · 3.875%
HK$60,576
−HK$1,605/mo
Today · 4.125%
HK$62,181
baseline
▲ 0.50% · 4.625%
HK$65,459
+HK$3,278/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,362/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,180
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,300
−HK$2,155/mo
Today · 4.125%
HK$72,455
baseline
▲ 0.50% · 4.625%
HK$76,864
+HK$4,409/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,910/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,849
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,883
−HK$2,064/mo
Today · 4.125%
HK$79,947
baseline
▲ 0.50% · 4.625%
HK$84,161
+HK$4,214/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,894/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$622,916 · Scale 2, in force from 26 Feb 2026)