LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,883
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,062
−HK$1,197/mo
Today · 4.125%
HK$40,259
baseline
▲ 0.50% · 4.625%
HK$42,709
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,518/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,145
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,275
−HK$1,147/mo
Today · 4.125%
HK$44,422
baseline
▲ 0.50% · 4.625%
HK$46,763
+HK$2,341/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,844/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,460
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,874
−HK$1,437/mo
Today · 4.125%
HK$48,311
baseline
▲ 0.50% · 4.625%
HK$51,250
+HK$2,939/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,622/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,574
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,930
−HK$1,376/mo
Today · 4.125%
HK$53,306
baseline
▲ 0.50% · 4.625%
HK$56,116
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,612/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,037
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,686
−HK$1,677/mo
Today · 4.125%
HK$56,363
baseline
▲ 0.50% · 4.625%
HK$59,792
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,726/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,003
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,585
−HK$1,606/mo
Today · 4.125%
HK$62,191
baseline
▲ 0.50% · 4.625%
HK$65,469
+HK$3,278/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,382/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,190
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,311
−HK$2,155/mo
Today · 4.125%
HK$72,466
baseline
▲ 0.50% · 4.625%
HK$76,876
+HK$4,410/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,932/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,861
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,895
−HK$2,064/mo
Today · 4.125%
HK$79,959
baseline
▲ 0.50% · 4.625%
HK$84,174
+HK$4,215/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,918/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,012 · Scale 2, in force from 26 Feb 2026)