LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,884
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,062
−HK$1,198/mo
Today · 4.125%
HK$40,260
baseline
▲ 0.50% · 4.625%
HK$42,709
+HK$2,449/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,520/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,146
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,276
−HK$1,147/mo
Today · 4.125%
HK$44,423
baseline
▲ 0.50% · 4.625%
HK$46,764
+HK$2,341/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,846/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,461
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,875
−HK$1,437/mo
Today · 4.125%
HK$48,312
baseline
▲ 0.50% · 4.625%
HK$51,251
+HK$2,939/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,624/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,575
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,931
−HK$1,376/mo
Today · 4.125%
HK$53,307
baseline
▲ 0.50% · 4.625%
HK$56,117
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,614/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,038
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,687
−HK$1,677/mo
Today · 4.125%
HK$56,364
baseline
▲ 0.50% · 4.625%
HK$59,793
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,728/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,004
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,586
−HK$1,606/mo
Today · 4.125%
HK$62,192
baseline
▲ 0.50% · 4.625%
HK$65,470
+HK$3,278/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,384/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,191
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,312
−HK$2,155/mo
Today · 4.125%
HK$72,467
baseline
▲ 0.50% · 4.625%
HK$76,877
+HK$4,410/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,934/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,862
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,897
−HK$2,064/mo
Today · 4.125%
HK$79,961
baseline
▲ 0.50% · 4.625%
HK$84,176
+HK$4,215/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,922/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,023 · Scale 2, in force from 26 Feb 2026)