LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,885
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,063
−HK$1,198/mo
Today · 4.125%
HK$40,261
baseline
▲ 0.50% · 4.625%
HK$42,710
+HK$2,449/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,522/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,146
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,277
−HK$1,147/mo
Today · 4.125%
HK$44,424
baseline
▲ 0.50% · 4.625%
HK$46,765
+HK$2,341/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,848/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,462
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,876
−HK$1,437/mo
Today · 4.125%
HK$48,313
baseline
▲ 0.50% · 4.625%
HK$51,252
+HK$2,939/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,626/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,576
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,932
−HK$1,376/mo
Today · 4.125%
HK$53,308
baseline
▲ 0.50% · 4.625%
HK$56,118
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,616/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,039
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,689
−HK$1,676/mo
Today · 4.125%
HK$56,365
baseline
▲ 0.50% · 4.625%
HK$59,794
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,730/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,005
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,588
−HK$1,605/mo
Today · 4.125%
HK$62,193
baseline
▲ 0.50% · 4.625%
HK$65,471
+HK$3,278/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,386/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,193
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,314
−HK$2,155/mo
Today · 4.125%
HK$72,469
baseline
▲ 0.50% · 4.625%
HK$76,879
+HK$4,410/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,938/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,864
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,898
−HK$2,064/mo
Today · 4.125%
HK$79,962
baseline
▲ 0.50% · 4.625%
HK$84,177
+HK$4,215/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,924/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,036 · Scale 2, in force from 26 Feb 2026)