LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,885
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,064
−HK$1,197/mo
Today · 4.125%
HK$40,261
baseline
▲ 0.50% · 4.625%
HK$42,711
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,522/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,147
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,278
−HK$1,146/mo
Today · 4.125%
HK$44,424
baseline
▲ 0.50% · 4.625%
HK$46,766
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,848/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,463
−HK$2,850/mo
▼ 0.25% · 3.875%
HK$46,877
−HK$1,436/mo
Today · 4.125%
HK$48,313
baseline
▲ 0.50% · 4.625%
HK$51,253
+HK$2,940/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,626/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,577
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$51,933
−HK$1,376/mo
Today · 4.125%
HK$53,309
baseline
▲ 0.50% · 4.625%
HK$56,119
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,618/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,040
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$54,689
−HK$1,677/mo
Today · 4.125%
HK$56,366
baseline
▲ 0.50% · 4.625%
HK$59,795
+HK$3,429/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,732/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,006
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,589
−HK$1,605/mo
Today · 4.125%
HK$62,194
baseline
▲ 0.50% · 4.625%
HK$65,472
+HK$3,278/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,388/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,194
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,315
−HK$2,155/mo
Today · 4.125%
HK$72,470
baseline
▲ 0.50% · 4.625%
HK$76,880
+HK$4,410/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,940/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,865
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,900
−HK$2,064/mo
Today · 4.125%
HK$79,964
baseline
▲ 0.50% · 4.625%
HK$84,179
+HK$4,215/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,928/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,046 · Scale 2, in force from 26 Feb 2026)