LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,889
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,068
−HK$1,197/mo
Today · 4.125%
HK$40,265
baseline
▲ 0.50% · 4.625%
HK$42,716
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,530/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,152
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,282
−HK$1,147/mo
Today · 4.125%
HK$44,429
baseline
▲ 0.50% · 4.625%
HK$46,771
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,858/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,467
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,882
−HK$1,437/mo
Today · 4.125%
HK$48,319
baseline
▲ 0.50% · 4.625%
HK$51,259
+HK$2,940/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,638/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,582
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,939
−HK$1,376/mo
Today · 4.125%
HK$53,315
baseline
▲ 0.50% · 4.625%
HK$56,125
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,630/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,045
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,695
−HK$1,677/mo
Today · 4.125%
HK$56,372
baseline
▲ 0.50% · 4.625%
HK$59,802
+HK$3,430/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$112,744/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,012
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,595
−HK$1,606/mo
Today · 4.125%
HK$62,201
baseline
▲ 0.50% · 4.625%
HK$65,479
+HK$3,278/mo
Deposit HK$4.98M · loan HK$11.63M · min. income ≈ HK$124,402/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,201
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,322
−HK$2,156/mo
Today · 4.125%
HK$72,478
baseline
▲ 0.50% · 4.625%
HK$76,888
+HK$4,410/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$144,956/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,873
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,908
−HK$2,064/mo
Today · 4.125%
HK$79,972
baseline
▲ 0.50% · 4.625%
HK$84,188
+HK$4,216/mo
Deposit HK$1.66M · loan HK$14.95M · min. income ≈ HK$159,944/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,112 · Scale 2, in force from 26 Feb 2026)