LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,891
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,069
−HK$1,198/mo
Today · 4.125%
HK$40,267
baseline
▲ 0.50% · 4.625%
HK$42,717
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,534/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,153
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,284
−HK$1,146/mo
Today · 4.125%
HK$44,430
baseline
▲ 0.50% · 4.625%
HK$46,772
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,860/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,469
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,883
−HK$1,437/mo
Today · 4.125%
HK$48,320
baseline
▲ 0.50% · 4.625%
HK$51,260
+HK$2,940/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,640/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,584
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,940
−HK$1,377/mo
Today · 4.125%
HK$53,317
baseline
▲ 0.50% · 4.625%
HK$56,127
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,634/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,047
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,697
−HK$1,677/mo
Today · 4.125%
HK$56,374
baseline
▲ 0.50% · 4.625%
HK$59,804
+HK$3,430/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,748/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,014
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,597
−HK$1,606/mo
Today · 4.125%
HK$62,203
baseline
▲ 0.50% · 4.625%
HK$65,481
+HK$3,278/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,406/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,203
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,325
−HK$2,155/mo
Today · 4.125%
HK$72,480
baseline
▲ 0.50% · 4.625%
HK$76,891
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,960/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,876
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,910
−HK$2,065/mo
Today · 4.125%
HK$79,975
baseline
▲ 0.50% · 4.625%
HK$84,190
+HK$4,215/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,950/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,134 · Scale 2, in force from 26 Feb 2026)