LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,892
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,070
−HK$1,198/mo
Today · 4.125%
HK$40,268
baseline
▲ 0.50% · 4.625%
HK$42,718
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,536/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,154
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,285
−HK$1,147/mo
Today · 4.125%
HK$44,432
baseline
▲ 0.50% · 4.625%
HK$46,774
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,864/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,470
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,884
−HK$1,437/mo
Today · 4.125%
HK$48,321
baseline
▲ 0.50% · 4.625%
HK$51,262
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,642/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,585
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,942
−HK$1,376/mo
Today · 4.125%
HK$53,318
baseline
▲ 0.50% · 4.625%
HK$56,128
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,636/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,048
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,698
−HK$1,677/mo
Today · 4.125%
HK$56,375
baseline
▲ 0.50% · 4.625%
HK$59,805
+HK$3,430/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,750/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,016
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,599
−HK$1,605/mo
Today · 4.125%
HK$62,204
baseline
▲ 0.50% · 4.625%
HK$65,483
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,408/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,205
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,327
−HK$2,155/mo
Today · 4.125%
HK$72,482
baseline
▲ 0.50% · 4.625%
HK$76,892
+HK$4,410/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,964/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,877
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,912
−HK$2,065/mo
Today · 4.125%
HK$79,977
baseline
▲ 0.50% · 4.625%
HK$84,193
+HK$4,216/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,954/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,149 · Scale 2, in force from 26 Feb 2026)