LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,893
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,072
−HK$1,197/mo
Today · 4.125%
HK$40,269
baseline
▲ 0.50% · 4.625%
HK$42,720
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,538/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,156
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$43,286
−HK$1,147/mo
Today · 4.125%
HK$44,433
baseline
▲ 0.50% · 4.625%
HK$46,775
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,866/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,472
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,886
−HK$1,437/mo
Today · 4.125%
HK$48,323
baseline
▲ 0.50% · 4.625%
HK$51,263
+HK$2,940/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,646/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,587
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,943
−HK$1,377/mo
Today · 4.125%
HK$53,320
baseline
▲ 0.50% · 4.625%
HK$56,130
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,640/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,050
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,700
−HK$1,677/mo
Today · 4.125%
HK$56,377
baseline
▲ 0.50% · 4.625%
HK$59,807
+HK$3,430/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,754/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,018
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,601
−HK$1,605/mo
Today · 4.125%
HK$62,206
baseline
▲ 0.50% · 4.625%
HK$65,485
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,412/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,207
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,329
−HK$2,156/mo
Today · 4.125%
HK$72,485
baseline
▲ 0.50% · 4.625%
HK$76,895
+HK$4,410/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,970/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,880
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,915
−HK$2,065/mo
Today · 4.125%
HK$79,980
baseline
▲ 0.50% · 4.625%
HK$84,195
+HK$4,215/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,960/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,171 · Scale 2, in force from 26 Feb 2026)