LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,893
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,072
−HK$1,198/mo
Today · 4.125%
HK$40,270
baseline
▲ 0.50% · 4.625%
HK$42,720
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,540/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,156
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,287
−HK$1,147/mo
Today · 4.125%
HK$44,434
baseline
▲ 0.50% · 4.625%
HK$46,776
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,868/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,472
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,887
−HK$1,437/mo
Today · 4.125%
HK$48,324
baseline
▲ 0.50% · 4.625%
HK$51,264
+HK$2,940/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,648/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,587
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,944
−HK$1,376/mo
Today · 4.125%
HK$53,320
baseline
▲ 0.50% · 4.625%
HK$56,131
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,640/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,051
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,701
−HK$1,677/mo
Today · 4.125%
HK$56,378
baseline
▲ 0.50% · 4.625%
HK$59,808
+HK$3,430/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,756/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,018
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,601
−HK$1,606/mo
Today · 4.125%
HK$62,207
baseline
▲ 0.50% · 4.625%
HK$65,486
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,414/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,208
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,330
−HK$2,155/mo
Today · 4.125%
HK$72,485
baseline
▲ 0.50% · 4.625%
HK$76,896
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,970/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,881
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,916
−HK$2,064/mo
Today · 4.125%
HK$79,980
baseline
▲ 0.50% · 4.625%
HK$84,196
+HK$4,216/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,960/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$623,177 · Scale 2, in force from 26 Feb 2026)