LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,894
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,073
−HK$1,198/mo
Today · 4.125%
HK$40,271
baseline
▲ 0.50% · 4.625%
HK$42,721
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,542/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,157
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,288
−HK$1,147/mo
Today · 4.125%
HK$44,435
baseline
▲ 0.50% · 4.625%
HK$46,777
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,870/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,473
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,888
−HK$1,437/mo
Today · 4.125%
HK$48,325
baseline
▲ 0.50% · 4.625%
HK$51,265
+HK$2,940/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,650/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,588
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,945
−HK$1,377/mo
Today · 4.125%
HK$53,322
baseline
▲ 0.50% · 4.625%
HK$56,132
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,644/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,052
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,702
−HK$1,677/mo
Today · 4.125%
HK$56,379
baseline
▲ 0.50% · 4.625%
HK$59,809
+HK$3,430/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,758/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,020
−HK$3,188/mo
▼ 0.25% · 3.875%
HK$60,603
−HK$1,605/mo
Today · 4.125%
HK$62,208
baseline
▲ 0.50% · 4.625%
HK$65,488
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,416/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,210
−HK$4,277/mo
▼ 0.25% · 3.875%
HK$70,331
−HK$2,156/mo
Today · 4.125%
HK$72,487
baseline
▲ 0.50% · 4.625%
HK$76,898
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,974/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,883
−HK$4,099/mo
▼ 0.25% · 3.875%
HK$77,918
−HK$2,064/mo
Today · 4.125%
HK$79,982
baseline
▲ 0.50% · 4.625%
HK$84,198
+HK$4,216/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,964/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,192 · Scale 2, in force from 26 Feb 2026)