LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,896
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,075
−HK$1,198/mo
Today · 4.125%
HK$40,273
baseline
▲ 0.50% · 4.625%
HK$42,723
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,546/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,159
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,290
−HK$1,147/mo
Today · 4.125%
HK$44,437
baseline
▲ 0.50% · 4.625%
HK$46,779
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,874/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,476
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,890
−HK$1,437/mo
Today · 4.125%
HK$48,327
baseline
▲ 0.50% · 4.625%
HK$51,268
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,654/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,591
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,948
−HK$1,376/mo
Today · 4.125%
HK$53,324
baseline
▲ 0.50% · 4.625%
HK$56,135
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,648/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,055
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,705
−HK$1,677/mo
Today · 4.125%
HK$56,382
baseline
▲ 0.50% · 4.625%
HK$59,813
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,764/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,023
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,606
−HK$1,606/mo
Today · 4.125%
HK$62,212
baseline
▲ 0.50% · 4.625%
HK$65,491
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,424/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,213
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,335
−HK$2,156/mo
Today · 4.125%
HK$72,491
baseline
▲ 0.50% · 4.625%
HK$76,902
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,982/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,887
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,922
−HK$2,065/mo
Today · 4.125%
HK$79,987
baseline
▲ 0.50% · 4.625%
HK$84,203
+HK$4,216/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,974/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,225 · Scale 2, in force from 26 Feb 2026)