LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,897
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,076
−HK$1,198/mo
Today · 4.125%
HK$40,274
baseline
▲ 0.50% · 4.625%
HK$42,724
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,548/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,160
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,291
−HK$1,147/mo
Today · 4.125%
HK$44,438
baseline
▲ 0.50% · 4.625%
HK$46,780
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,876/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,477
−HK$2,851/mo
▼ 0.25% · 3.875%
HK$46,891
−HK$1,437/mo
Today · 4.125%
HK$48,328
baseline
▲ 0.50% · 4.625%
HK$51,269
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,656/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,592
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,949
−HK$1,377/mo
Today · 4.125%
HK$53,326
baseline
▲ 0.50% · 4.625%
HK$56,136
+HK$2,810/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,652/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,056
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,706
−HK$1,677/mo
Today · 4.125%
HK$56,383
baseline
▲ 0.50% · 4.625%
HK$59,814
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,766/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,024
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,607
−HK$1,606/mo
Today · 4.125%
HK$62,213
baseline
▲ 0.50% · 4.625%
HK$65,493
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,426/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,215
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,337
−HK$2,156/mo
Today · 4.125%
HK$72,493
baseline
▲ 0.50% · 4.625%
HK$76,904
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,986/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,888
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,924
−HK$2,064/mo
Today · 4.125%
HK$79,988
baseline
▲ 0.50% · 4.625%
HK$84,205
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,976/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,239 · Scale 2, in force from 26 Feb 2026)