LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,899
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,078
−HK$1,198/mo
Today · 4.125%
HK$40,276
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,552/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,163
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,293
−HK$1,148/mo
Today · 4.125%
HK$44,441
baseline
▲ 0.50% · 4.625%
HK$46,783
+HK$2,342/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,882/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,479
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,894
−HK$1,437/mo
Today · 4.125%
HK$48,331
baseline
▲ 0.50% · 4.625%
HK$51,272
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,662/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,595
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,952
−HK$1,377/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,140
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,059
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,709
−HK$1,677/mo
Today · 4.125%
HK$56,386
baseline
▲ 0.50% · 4.625%
HK$59,817
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,772/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,028
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,611
−HK$1,606/mo
Today · 4.125%
HK$62,217
baseline
▲ 0.50% · 4.625%
HK$65,496
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,434/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,219
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,341
−HK$2,156/mo
Today · 4.125%
HK$72,497
baseline
▲ 0.50% · 4.625%
HK$76,908
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,994/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,893
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,928
−HK$2,065/mo
Today · 4.125%
HK$79,993
baseline
▲ 0.50% · 4.625%
HK$84,209
+HK$4,216/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,986/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,274 · Scale 2, in force from 26 Feb 2026)