LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,900
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,079
−HK$1,198/mo
Today · 4.125%
HK$40,277
baseline
▲ 0.50% · 4.625%
HK$42,727
+HK$2,450/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,554/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,163
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,294
−HK$1,147/mo
Today · 4.125%
HK$44,441
baseline
▲ 0.50% · 4.625%
HK$46,784
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,882/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,480
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,895
−HK$1,437/mo
Today · 4.125%
HK$48,332
baseline
▲ 0.50% · 4.625%
HK$51,273
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,664/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,596
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$51,953
−HK$1,376/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,141
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,060
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,710
−HK$1,677/mo
Today · 4.125%
HK$56,387
baseline
▲ 0.50% · 4.625%
HK$59,818
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,774/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,029
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,612
−HK$1,606/mo
Today · 4.125%
HK$62,218
baseline
▲ 0.50% · 4.625%
HK$65,497
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,436/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,220
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,342
−HK$2,156/mo
Today · 4.125%
HK$72,498
baseline
▲ 0.50% · 4.625%
HK$76,909
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$144,996/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,894
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,929
−HK$2,065/mo
Today · 4.125%
HK$79,994
baseline
▲ 0.50% · 4.625%
HK$84,211
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,988/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,284 · Scale 2, in force from 26 Feb 2026)