LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,901
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,080
−HK$1,198/mo
Today · 4.125%
HK$40,278
baseline
▲ 0.50% · 4.625%
HK$42,729
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,556/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,164
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,295
−HK$1,147/mo
Today · 4.125%
HK$44,442
baseline
▲ 0.50% · 4.625%
HK$46,785
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,884/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,481
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,896
−HK$1,437/mo
Today · 4.125%
HK$48,333
baseline
▲ 0.50% · 4.625%
HK$51,274
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,666/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,597
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,954
−HK$1,377/mo
Today · 4.125%
HK$53,331
baseline
▲ 0.50% · 4.625%
HK$56,142
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,662/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,061
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,712
−HK$1,677/mo
Today · 4.125%
HK$56,389
baseline
▲ 0.50% · 4.625%
HK$59,820
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$112,778/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,030
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,613
−HK$1,606/mo
Today · 4.125%
HK$62,219
baseline
▲ 0.50% · 4.625%
HK$65,499
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.63M · min. income ≈ HK$124,438/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,222
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,344
−HK$2,156/mo
Today · 4.125%
HK$72,500
baseline
▲ 0.50% · 4.625%
HK$76,911
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,000/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,896
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,932
−HK$2,064/mo
Today · 4.125%
HK$79,996
baseline
▲ 0.50% · 4.625%
HK$84,213
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,992/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,302 · Scale 2, in force from 26 Feb 2026)