LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,902
−HK$2,376/mo
▼ 0.25% · 3.875%
HK$39,081
−HK$1,197/mo
Today · 4.125%
HK$40,278
baseline
▲ 0.50% · 4.625%
HK$42,729
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,556/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,165
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,296
−HK$1,147/mo
Today · 4.125%
HK$44,443
baseline
▲ 0.50% · 4.625%
HK$46,786
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,886/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,482
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,897
−HK$1,437/mo
Today · 4.125%
HK$48,334
baseline
▲ 0.50% · 4.625%
HK$51,275
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,668/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,598
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,955
−HK$1,377/mo
Today · 4.125%
HK$53,332
baseline
▲ 0.50% · 4.625%
HK$56,143
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,664/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,062
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,713
−HK$1,677/mo
Today · 4.125%
HK$56,390
baseline
▲ 0.50% · 4.625%
HK$59,821
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,780/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,031
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,615
−HK$1,606/mo
Today · 4.125%
HK$62,221
baseline
▲ 0.50% · 4.625%
HK$65,500
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,442/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,223
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,345
−HK$2,156/mo
Today · 4.125%
HK$72,501
baseline
▲ 0.50% · 4.625%
HK$76,913
+HK$4,412/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,002/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,897
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,933
−HK$2,065/mo
Today · 4.125%
HK$79,998
baseline
▲ 0.50% · 4.625%
HK$84,215
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,996/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,313 · Scale 2, in force from 26 Feb 2026)