LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,902
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,081
−HK$1,198/mo
Today · 4.125%
HK$40,279
baseline
▲ 0.50% · 4.625%
HK$42,730
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,558/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,166
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,297
−HK$1,147/mo
Today · 4.125%
HK$44,444
baseline
▲ 0.50% · 4.625%
HK$46,787
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,888/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,483
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,897
−HK$1,438/mo
Today · 4.125%
HK$48,335
baseline
▲ 0.50% · 4.625%
HK$51,276
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,670/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,599
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,956
−HK$1,377/mo
Today · 4.125%
HK$53,333
baseline
▲ 0.50% · 4.625%
HK$56,144
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,666/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,063
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,714
−HK$1,677/mo
Today · 4.125%
HK$56,391
baseline
▲ 0.50% · 4.625%
HK$59,822
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,782/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,032
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,615
−HK$1,607/mo
Today · 4.125%
HK$62,222
baseline
▲ 0.50% · 4.625%
HK$65,501
+HK$3,279/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,444/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,224
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,346
−HK$2,156/mo
Today · 4.125%
HK$72,502
baseline
▲ 0.50% · 4.625%
HK$76,914
+HK$4,412/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,004/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,899
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,934
−HK$2,065/mo
Today · 4.125%
HK$79,999
baseline
▲ 0.50% · 4.625%
HK$84,216
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$159,998/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,323 · Scale 2, in force from 26 Feb 2026)