LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,904
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,083
−HK$1,198/mo
Today · 4.125%
HK$40,281
baseline
▲ 0.50% · 4.625%
HK$42,732
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,562/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,168
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,299
−HK$1,147/mo
Today · 4.125%
HK$44,446
baseline
▲ 0.50% · 4.625%
HK$46,789
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,892/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,485
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,900
−HK$1,437/mo
Today · 4.125%
HK$48,337
baseline
▲ 0.50% · 4.625%
HK$51,278
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,674/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,601
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,959
−HK$1,376/mo
Today · 4.125%
HK$53,335
baseline
▲ 0.50% · 4.625%
HK$56,147
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,670/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,066
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$54,716
−HK$1,677/mo
Today · 4.125%
HK$56,393
baseline
▲ 0.50% · 4.625%
HK$59,825
+HK$3,432/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,786/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,035
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,618
−HK$1,606/mo
Today · 4.125%
HK$62,224
baseline
▲ 0.50% · 4.625%
HK$65,504
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,448/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,227
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,349
−HK$2,157/mo
Today · 4.125%
HK$72,506
baseline
▲ 0.50% · 4.625%
HK$76,917
+HK$4,411/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,012/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,902
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,938
−HK$2,065/mo
Today · 4.125%
HK$80,003
baseline
▲ 0.50% · 4.625%
HK$84,220
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,006/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,352 · Scale 2, in force from 26 Feb 2026)