LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,904
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,083
−HK$1,198/mo
Today · 4.125%
HK$40,281
baseline
▲ 0.50% · 4.625%
HK$42,732
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,562/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,168
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,299
−HK$1,147/mo
Today · 4.125%
HK$44,446
baseline
▲ 0.50% · 4.625%
HK$46,789
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,892/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,485
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,900
−HK$1,437/mo
Today · 4.125%
HK$48,337
baseline
▲ 0.50% · 4.625%
HK$51,279
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,674/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,602
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,959
−HK$1,377/mo
Today · 4.125%
HK$53,336
baseline
▲ 0.50% · 4.625%
HK$56,147
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,672/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,066
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,717
−HK$1,677/mo
Today · 4.125%
HK$56,394
baseline
▲ 0.50% · 4.625%
HK$59,825
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,788/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,035
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,619
−HK$1,606/mo
Today · 4.125%
HK$62,225
baseline
▲ 0.50% · 4.625%
HK$65,505
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,450/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,228
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,350
−HK$2,156/mo
Today · 4.125%
HK$72,506
baseline
▲ 0.50% · 4.625%
HK$76,918
+HK$4,412/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,012/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,903
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,938
−HK$2,065/mo
Today · 4.125%
HK$80,003
baseline
▲ 0.50% · 4.625%
HK$84,221
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,006/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,356 · Scale 2, in force from 26 Feb 2026)