LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,906
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,085
−HK$1,198/mo
Today · 4.125%
HK$40,283
baseline
▲ 0.50% · 4.625%
HK$42,734
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,566/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,170
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,301
−HK$1,147/mo
Today · 4.125%
HK$44,448
baseline
▲ 0.50% · 4.625%
HK$46,791
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,896/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,487
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,902
−HK$1,437/mo
Today · 4.125%
HK$48,339
baseline
▲ 0.50% · 4.625%
HK$51,281
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,678/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,604
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,961
−HK$1,377/mo
Today · 4.125%
HK$53,338
baseline
▲ 0.50% · 4.625%
HK$56,149
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,676/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,068
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,719
−HK$1,677/mo
Today · 4.125%
HK$56,396
baseline
▲ 0.50% · 4.625%
HK$59,827
+HK$3,431/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,792/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,038
−HK$3,189/mo
▼ 0.25% · 3.875%
HK$60,621
−HK$1,606/mo
Today · 4.125%
HK$62,227
baseline
▲ 0.50% · 4.625%
HK$65,507
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,454/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,230
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,353
−HK$2,156/mo
Today · 4.125%
HK$72,509
baseline
▲ 0.50% · 4.625%
HK$76,921
+HK$4,412/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,018/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,906
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,941
−HK$2,065/mo
Today · 4.125%
HK$80,006
baseline
▲ 0.50% · 4.625%
HK$84,224
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,012/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,380 · Scale 2, in force from 26 Feb 2026)