LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,906
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,085
−HK$1,198/mo
Today · 4.125%
HK$40,283
baseline
▲ 0.50% · 4.625%
HK$42,734
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,566/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,170
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,301
−HK$1,147/mo
Today · 4.125%
HK$44,448
baseline
▲ 0.50% · 4.625%
HK$46,791
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,896/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,487
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,902
−HK$1,438/mo
Today · 4.125%
HK$48,340
baseline
▲ 0.50% · 4.625%
HK$51,281
+HK$2,941/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,680/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,604
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,961
−HK$1,377/mo
Today · 4.125%
HK$53,338
baseline
▲ 0.50% · 4.625%
HK$56,149
+HK$2,811/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,676/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,068
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,719
−HK$1,677/mo
Today · 4.125%
HK$56,396
baseline
▲ 0.50% · 4.625%
HK$59,828
+HK$3,432/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,792/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,038
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,621
−HK$1,607/mo
Today · 4.125%
HK$62,228
baseline
▲ 0.50% · 4.625%
HK$65,508
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,456/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,231
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,353
−HK$2,156/mo
Today · 4.125%
HK$72,509
baseline
▲ 0.50% · 4.625%
HK$76,921
+HK$4,412/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,018/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,906
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,942
−HK$2,065/mo
Today · 4.125%
HK$80,007
baseline
▲ 0.50% · 4.625%
HK$84,224
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,014/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,383 · Scale 2, in force from 26 Feb 2026)