LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,909
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,088
−HK$1,198/mo
Today · 4.125%
HK$40,286
baseline
▲ 0.50% · 4.625%
HK$42,737
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,572/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,173
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,304
−HK$1,148/mo
Today · 4.125%
HK$44,452
baseline
▲ 0.50% · 4.625%
HK$46,795
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,904/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,490
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,905
−HK$1,438/mo
Today · 4.125%
HK$48,343
baseline
▲ 0.50% · 4.625%
HK$51,285
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$96,686/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,608
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,965
−HK$1,377/mo
Today · 4.125%
HK$53,342
baseline
▲ 0.50% · 4.625%
HK$56,154
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.97M · min. income ≈ HK$106,684/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,072
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,723
−HK$1,677/mo
Today · 4.125%
HK$56,400
baseline
▲ 0.50% · 4.625%
HK$59,832
+HK$3,432/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,800/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,042
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,626
−HK$1,606/mo
Today · 4.125%
HK$62,232
baseline
▲ 0.50% · 4.625%
HK$65,513
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,464/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,236
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,358
−HK$2,157/mo
Today · 4.125%
HK$72,515
baseline
▲ 0.50% · 4.625%
HK$76,927
+HK$4,412/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,030/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,912
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,947
−HK$2,066/mo
Today · 4.125%
HK$80,013
baseline
▲ 0.50% · 4.625%
HK$84,230
+HK$4,217/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,026/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,429 · Scale 2, in force from 26 Feb 2026)