LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,911
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,090
−HK$1,198/mo
Today · 4.125%
HK$40,288
baseline
▲ 0.50% · 4.625%
HK$42,740
+HK$2,452/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,576/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,176
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,307
−HK$1,147/mo
Today · 4.125%
HK$44,454
baseline
▲ 0.50% · 4.625%
HK$46,798
+HK$2,344/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,908/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,493
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,908
−HK$1,438/mo
Today · 4.125%
HK$48,346
baseline
▲ 0.50% · 4.625%
HK$51,288
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,692/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,611
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,968
−HK$1,377/mo
Today · 4.125%
HK$53,345
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,690/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,075
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,726
−HK$1,678/mo
Today · 4.125%
HK$56,404
baseline
▲ 0.50% · 4.625%
HK$59,836
+HK$3,432/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,808/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,046
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,630
−HK$1,606/mo
Today · 4.125%
HK$62,236
baseline
▲ 0.50% · 4.625%
HK$65,517
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,472/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,240
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$2,156/mo
Today · 4.125%
HK$72,519
baseline
▲ 0.50% · 4.625%
HK$76,932
+HK$4,413/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,038/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,916
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,952
−HK$2,066/mo
Today · 4.125%
HK$80,018
baseline
▲ 0.50% · 4.625%
HK$84,236
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,036/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,467 · Scale 2, in force from 26 Feb 2026)