LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,911
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,091
−HK$1,198/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,740
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,176
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,307
−HK$1,148/mo
Today · 4.125%
HK$44,455
baseline
▲ 0.50% · 4.625%
HK$46,798
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,910/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,494
−HK$2,852/mo
▼ 0.25% · 3.875%
HK$46,909
−HK$1,437/mo
Today · 4.125%
HK$48,346
baseline
▲ 0.50% · 4.625%
HK$51,288
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,692/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,611
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,968
−HK$1,377/mo
Today · 4.125%
HK$53,345
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,690/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,076
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,727
−HK$1,677/mo
Today · 4.125%
HK$56,404
baseline
▲ 0.50% · 4.625%
HK$59,836
+HK$3,432/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,808/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,046
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,630
−HK$1,606/mo
Today · 4.125%
HK$62,236
baseline
▲ 0.50% · 4.625%
HK$65,517
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,472/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,240
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$2,157/mo
Today · 4.125%
HK$72,520
baseline
▲ 0.50% · 4.625%
HK$76,932
+HK$4,412/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,040/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,917
−HK$4,101/mo
▼ 0.25% · 3.875%
HK$77,953
−HK$2,065/mo
Today · 4.125%
HK$80,018
baseline
▲ 0.50% · 4.625%
HK$84,236
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,036/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,471 · Scale 2, in force from 26 Feb 2026)