LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,912
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,091
−HK$1,198/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,740
+HK$2,451/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,176
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,307
−HK$1,148/mo
Today · 4.125%
HK$44,455
baseline
▲ 0.50% · 4.625%
HK$46,798
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,910/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,494
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,909
−HK$1,438/mo
Today · 4.125%
HK$48,347
baseline
▲ 0.50% · 4.625%
HK$51,289
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,694/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,611
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,969
−HK$1,377/mo
Today · 4.125%
HK$53,346
baseline
▲ 0.50% · 4.625%
HK$56,158
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,692/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,076
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,727
−HK$1,678/mo
Today · 4.125%
HK$56,405
baseline
▲ 0.50% · 4.625%
HK$59,837
+HK$3,432/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,810/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,047
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,630
−HK$1,607/mo
Today · 4.125%
HK$62,237
baseline
▲ 0.50% · 4.625%
HK$65,517
+HK$3,280/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,474/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,241
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,363
−HK$2,157/mo
Today · 4.125%
HK$72,520
baseline
▲ 0.50% · 4.625%
HK$76,933
+HK$4,413/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,040/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,917
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,953
−HK$2,066/mo
Today · 4.125%
HK$80,019
baseline
▲ 0.50% · 4.625%
HK$84,237
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,038/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,476 · Scale 2, in force from 26 Feb 2026)