LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,913
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,093
−HK$1,198/mo
Today · 4.125%
HK$40,291
baseline
▲ 0.50% · 4.625%
HK$42,743
+HK$2,452/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,582/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,178
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,310
−HK$1,147/mo
Today · 4.125%
HK$44,457
baseline
▲ 0.50% · 4.625%
HK$46,801
+HK$2,344/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,914/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,496
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,911
−HK$1,438/mo
Today · 4.125%
HK$48,349
baseline
▲ 0.50% · 4.625%
HK$51,291
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,698/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,614
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,971
−HK$1,378/mo
Today · 4.125%
HK$53,349
baseline
▲ 0.50% · 4.625%
HK$56,161
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,698/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,079
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,730
−HK$1,677/mo
Today · 4.125%
HK$56,407
baseline
▲ 0.50% · 4.625%
HK$59,840
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,814/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,050
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,633
−HK$1,607/mo
Today · 4.125%
HK$62,240
baseline
▲ 0.50% · 4.625%
HK$65,521
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,480/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,244
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,367
−HK$2,157/mo
Today · 4.125%
HK$72,524
baseline
▲ 0.50% · 4.625%
HK$76,937
+HK$4,413/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,048/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,921
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,957
−HK$2,066/mo
Today · 4.125%
HK$80,023
baseline
▲ 0.50% · 4.625%
HK$84,241
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,046/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,507 · Scale 2, in force from 26 Feb 2026)