LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,915
−HK$2,377/mo
▼ 0.25% · 3.875%
HK$39,094
−HK$1,198/mo
Today · 4.125%
HK$40,292
baseline
▲ 0.50% · 4.625%
HK$42,744
+HK$2,452/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,584/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,180
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,311
−HK$1,148/mo
Today · 4.125%
HK$44,459
baseline
▲ 0.50% · 4.625%
HK$46,802
+HK$2,343/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,918/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,498
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,913
−HK$1,438/mo
Today · 4.125%
HK$48,351
baseline
▲ 0.50% · 4.625%
HK$51,293
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,702/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,616
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,973
−HK$1,378/mo
Today · 4.125%
HK$53,351
baseline
▲ 0.50% · 4.625%
HK$56,163
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,702/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,081
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,732
−HK$1,677/mo
Today · 4.125%
HK$56,409
baseline
▲ 0.50% · 4.625%
HK$59,842
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,818/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,052
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,636
−HK$1,606/mo
Today · 4.125%
HK$62,242
baseline
▲ 0.50% · 4.625%
HK$65,523
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,484/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,247
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,370
−HK$2,156/mo
Today · 4.125%
HK$72,526
baseline
▲ 0.50% · 4.625%
HK$76,940
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,052/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,924
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,960
−HK$2,066/mo
Today · 4.125%
HK$80,026
baseline
▲ 0.50% · 4.625%
HK$84,244
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,052/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,531 · Scale 2, in force from 26 Feb 2026)