LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,915
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,198/mo
Today · 4.125%
HK$40,293
baseline
▲ 0.50% · 4.625%
HK$42,745
+HK$2,452/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,586/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,181
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$43,312
−HK$1,147/mo
Today · 4.125%
HK$44,459
baseline
▲ 0.50% · 4.625%
HK$46,803
+HK$2,344/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,918/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,498
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,914
−HK$1,438/mo
Today · 4.125%
HK$48,352
baseline
▲ 0.50% · 4.625%
HK$51,294
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,704/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,617
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,974
−HK$1,377/mo
Today · 4.125%
HK$53,351
baseline
▲ 0.50% · 4.625%
HK$56,163
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,702/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,082
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,733
−HK$1,677/mo
Today · 4.125%
HK$56,410
baseline
▲ 0.50% · 4.625%
HK$59,843
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,820/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,053
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,636
−HK$1,607/mo
Today · 4.125%
HK$62,243
baseline
▲ 0.50% · 4.625%
HK$65,524
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,486/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,248
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,371
−HK$2,156/mo
Today · 4.125%
HK$72,527
baseline
▲ 0.50% · 4.625%
HK$76,941
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$145,054/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,925
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,961
−HK$2,066/mo
Today · 4.125%
HK$80,027
baseline
▲ 0.50% · 4.625%
HK$84,245
+HK$4,218/mo
Deposit HK$1.66M · loan HK$14.96M · min. income ≈ HK$160,054/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,539 · Scale 2, in force from 26 Feb 2026)