LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,916
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,096
−HK$1,198/mo
Today · 4.125%
HK$40,294
baseline
▲ 0.50% · 4.625%
HK$42,746
+HK$2,452/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,588/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,181
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,313
−HK$1,147/mo
Today · 4.125%
HK$44,460
baseline
▲ 0.50% · 4.625%
HK$46,804
+HK$2,344/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,920/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,499
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,915
−HK$1,438/mo
Today · 4.125%
HK$48,353
baseline
▲ 0.50% · 4.625%
HK$51,295
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,706/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,618
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,975
−HK$1,377/mo
Today · 4.125%
HK$53,352
baseline
▲ 0.50% · 4.625%
HK$56,165
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,704/mo (50% DSR)
Upfront cash ≈ HK$7.27M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,083
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$54,734
−HK$1,677/mo
Today · 4.125%
HK$56,411
baseline
▲ 0.50% · 4.625%
HK$59,844
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,822/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,054
−HK$3,190/mo
▼ 0.25% · 3.875%
HK$60,638
−HK$1,606/mo
Today · 4.125%
HK$62,244
baseline
▲ 0.50% · 4.625%
HK$65,525
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,488/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,249
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,372
−HK$2,157/mo
Today · 4.125%
HK$72,529
baseline
▲ 0.50% · 4.625%
HK$76,942
+HK$4,413/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,058/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,926
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,963
−HK$2,065/mo
Today · 4.125%
HK$80,028
baseline
▲ 0.50% · 4.625%
HK$84,247
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,056/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,550 · Scale 2, in force from 26 Feb 2026)