LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,919
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,099
−HK$1,198/mo
Today · 4.125%
HK$40,297
baseline
▲ 0.50% · 4.625%
HK$42,749
+HK$2,452/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,594/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,185
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,316
−HK$1,148/mo
Today · 4.125%
HK$44,464
baseline
▲ 0.50% · 4.625%
HK$46,808
+HK$2,344/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,928/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,503
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,919
−HK$1,438/mo
Today · 4.125%
HK$48,357
baseline
▲ 0.50% · 4.625%
HK$51,299
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,714/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,622
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,980
−HK$1,377/mo
Today · 4.125%
HK$53,357
baseline
▲ 0.50% · 4.625%
HK$56,169
+HK$2,812/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,714/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,087
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,738
−HK$1,678/mo
Today · 4.125%
HK$56,416
baseline
▲ 0.50% · 4.625%
HK$59,849
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,832/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,059
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,643
−HK$1,607/mo
Today · 4.125%
HK$62,250
baseline
▲ 0.50% · 4.625%
HK$65,531
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,500/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,255
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,378
−HK$2,157/mo
Today · 4.125%
HK$72,535
baseline
▲ 0.50% · 4.625%
HK$76,949
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,070/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,933
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,969
−HK$2,066/mo
Today · 4.125%
HK$80,035
baseline
▲ 0.50% · 4.625%
HK$84,254
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,070/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,604 · Scale 2, in force from 26 Feb 2026)