LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,920
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,100
−HK$1,198/mo
Today · 4.125%
HK$40,298
baseline
▲ 0.50% · 4.625%
HK$42,750
+HK$2,452/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$80,596/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,186
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,317
−HK$1,148/mo
Today · 4.125%
HK$44,465
baseline
▲ 0.50% · 4.625%
HK$46,809
+HK$2,344/mo
Deposit HK$8.31M · loan HK$8.31M · min. income ≈ HK$88,930/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,504
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,920
−HK$1,438/mo
Today · 4.125%
HK$48,358
baseline
▲ 0.50% · 4.625%
HK$51,300
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,716/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,623
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,981
−HK$1,377/mo
Today · 4.125%
HK$53,358
baseline
▲ 0.50% · 4.625%
HK$56,171
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,716/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,088
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,740
−HK$1,678/mo
Today · 4.125%
HK$56,418
baseline
▲ 0.50% · 4.625%
HK$59,850
+HK$3,432/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,836/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,060
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,644
−HK$1,607/mo
Today · 4.125%
HK$62,251
baseline
▲ 0.50% · 4.625%
HK$65,533
+HK$3,282/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,502/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,257
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,380
−HK$2,157/mo
Today · 4.125%
HK$72,537
baseline
▲ 0.50% · 4.625%
HK$76,951
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,074/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,935
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,971
−HK$2,066/mo
Today · 4.125%
HK$80,037
baseline
▲ 0.50% · 4.625%
HK$84,256
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,074/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,619 · Scale 2, in force from 26 Feb 2026)