LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,921
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,101
−HK$1,198/mo
Today · 4.125%
HK$40,299
baseline
▲ 0.50% · 4.625%
HK$42,751
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,598/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,187
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,318
−HK$1,148/mo
Today · 4.125%
HK$44,466
baseline
▲ 0.50% · 4.625%
HK$46,810
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,932/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,505
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,921
−HK$1,438/mo
Today · 4.125%
HK$48,359
baseline
▲ 0.50% · 4.625%
HK$51,302
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,718/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,624
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,982
−HK$1,377/mo
Today · 4.125%
HK$53,359
baseline
▲ 0.50% · 4.625%
HK$56,172
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,718/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,090
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,741
−HK$1,678/mo
Today · 4.125%
HK$56,419
baseline
▲ 0.50% · 4.625%
HK$59,852
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,838/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,062
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,646
−HK$1,607/mo
Today · 4.125%
HK$62,253
baseline
▲ 0.50% · 4.625%
HK$65,534
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,506/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,258
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,381
−HK$2,158/mo
Today · 4.125%
HK$72,539
baseline
▲ 0.50% · 4.625%
HK$76,952
+HK$4,413/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,078/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,937
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,973
−HK$2,066/mo
Today · 4.125%
HK$80,039
baseline
▲ 0.50% · 4.625%
HK$84,258
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,078/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,634 · Scale 2, in force from 26 Feb 2026)