LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,923
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,103
−HK$1,198/mo
Today · 4.125%
HK$40,301
baseline
▲ 0.50% · 4.625%
HK$42,753
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,602/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,189
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,320
−HK$1,148/mo
Today · 4.125%
HK$44,468
baseline
▲ 0.50% · 4.625%
HK$46,812
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,936/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,508
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,923
−HK$1,438/mo
Today · 4.125%
HK$48,361
baseline
▲ 0.50% · 4.625%
HK$51,304
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,722/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,627
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,985
−HK$1,377/mo
Today · 4.125%
HK$53,362
baseline
▲ 0.50% · 4.625%
HK$56,175
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,724/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,092
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,744
−HK$1,678/mo
Today · 4.125%
HK$56,422
baseline
▲ 0.50% · 4.625%
HK$59,855
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,844/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,065
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,649
−HK$1,607/mo
Today · 4.125%
HK$62,256
baseline
▲ 0.50% · 4.625%
HK$65,537
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,512/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,261
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,385
−HK$2,157/mo
Today · 4.125%
HK$72,542
baseline
▲ 0.50% · 4.625%
HK$76,956
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,084/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,940
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,977
−HK$2,066/mo
Today · 4.125%
HK$80,043
baseline
▲ 0.50% · 4.625%
HK$84,262
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,086/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,664 · Scale 2, in force from 26 Feb 2026)