LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,924
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,104
−HK$1,198/mo
Today · 4.125%
HK$40,302
baseline
▲ 0.50% · 4.625%
HK$42,754
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,604/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,190
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,321
−HK$1,148/mo
Today · 4.125%
HK$44,469
baseline
▲ 0.50% · 4.625%
HK$46,813
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,938/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,509
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,924
−HK$1,438/mo
Today · 4.125%
HK$48,362
baseline
▲ 0.50% · 4.625%
HK$51,305
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,724/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,628
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,986
−HK$1,377/mo
Today · 4.125%
HK$53,363
baseline
▲ 0.50% · 4.625%
HK$56,176
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,726/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,093
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,745
−HK$1,678/mo
Today · 4.125%
HK$56,423
baseline
▲ 0.50% · 4.625%
HK$59,856
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,846/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,066
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,650
−HK$1,607/mo
Today · 4.125%
HK$62,257
baseline
▲ 0.50% · 4.625%
HK$65,539
+HK$3,282/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,514/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,263
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,386
−HK$2,158/mo
Today · 4.125%
HK$72,544
baseline
▲ 0.50% · 4.625%
HK$76,958
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,088/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,942
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,979
−HK$2,066/mo
Today · 4.125%
HK$80,045
baseline
▲ 0.50% · 4.625%
HK$84,264
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,090/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,679 · Scale 2, in force from 26 Feb 2026)