LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,924
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,104
−HK$1,198/mo
Today · 4.125%
HK$40,302
baseline
▲ 0.50% · 4.625%
HK$42,755
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,604/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,190
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,322
−HK$1,148/mo
Today · 4.125%
HK$44,470
baseline
▲ 0.50% · 4.625%
HK$46,814
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,940/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,509
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,925
−HK$1,438/mo
Today · 4.125%
HK$48,363
baseline
▲ 0.50% · 4.625%
HK$51,306
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,726/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,628
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,986
−HK$1,378/mo
Today · 4.125%
HK$53,364
baseline
▲ 0.50% · 4.625%
HK$56,177
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,728/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,094
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,745
−HK$1,678/mo
Today · 4.125%
HK$56,423
baseline
▲ 0.50% · 4.625%
HK$59,857
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,846/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,066
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,651
−HK$1,607/mo
Today · 4.125%
HK$62,258
baseline
▲ 0.50% · 4.625%
HK$65,539
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,516/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,264
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,387
−HK$2,157/mo
Today · 4.125%
HK$72,544
baseline
▲ 0.50% · 4.625%
HK$76,958
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,088/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,943
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,979
−HK$2,066/mo
Today · 4.125%
HK$80,045
baseline
▲ 0.50% · 4.625%
HK$84,265
+HK$4,220/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,090/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,683 · Scale 2, in force from 26 Feb 2026)