LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,925
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,104
−HK$1,199/mo
Today · 4.125%
HK$40,303
baseline
▲ 0.50% · 4.625%
HK$42,755
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,606/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,191
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,322
−HK$1,148/mo
Today · 4.125%
HK$44,470
baseline
▲ 0.50% · 4.625%
HK$46,814
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,940/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,510
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,925
−HK$1,439/mo
Today · 4.125%
HK$48,364
baseline
▲ 0.50% · 4.625%
HK$51,306
+HK$2,942/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,728/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,629
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,987
−HK$1,377/mo
Today · 4.125%
HK$53,364
baseline
▲ 0.50% · 4.625%
HK$56,177
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,728/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,095
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,746
−HK$1,678/mo
Today · 4.125%
HK$56,424
baseline
▲ 0.50% · 4.625%
HK$59,857
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,848/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,067
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,651
−HK$1,608/mo
Today · 4.125%
HK$62,259
baseline
▲ 0.50% · 4.625%
HK$65,540
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,518/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,265
−HK$4,280/mo
▼ 0.25% · 3.875%
HK$70,388
−HK$2,157/mo
Today · 4.125%
HK$72,545
baseline
▲ 0.50% · 4.625%
HK$76,960
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,090/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,944
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,980
−HK$2,067/mo
Today · 4.125%
HK$80,047
baseline
▲ 0.50% · 4.625%
HK$84,266
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,094/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,693 · Scale 2, in force from 26 Feb 2026)