LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,925
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,105
−HK$1,199/mo
Today · 4.125%
HK$40,304
baseline
▲ 0.50% · 4.625%
HK$42,756
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,608/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,192
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,323
−HK$1,148/mo
Today · 4.125%
HK$44,471
baseline
▲ 0.50% · 4.625%
HK$46,815
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,942/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,511
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,926
−HK$1,438/mo
Today · 4.125%
HK$48,364
baseline
▲ 0.50% · 4.625%
HK$51,307
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,728/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,630
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,988
−HK$1,377/mo
Today · 4.125%
HK$53,365
baseline
▲ 0.50% · 4.625%
HK$56,178
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,730/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,096
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$54,747
−HK$1,678/mo
Today · 4.125%
HK$56,425
baseline
▲ 0.50% · 4.625%
HK$59,859
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,850/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,068
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,653
−HK$1,607/mo
Today · 4.125%
HK$62,260
baseline
▲ 0.50% · 4.625%
HK$65,541
+HK$3,281/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,520/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,266
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,389
−HK$2,158/mo
Today · 4.125%
HK$72,547
baseline
▲ 0.50% · 4.625%
HK$76,961
+HK$4,414/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,094/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,945
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,982
−HK$2,066/mo
Today · 4.125%
HK$80,048
baseline
▲ 0.50% · 4.625%
HK$84,268
+HK$4,220/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,096/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,704 · Scale 2, in force from 26 Feb 2026)