LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,926
−HK$2,379/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,199/mo
Today · 4.125%
HK$40,305
baseline
▲ 0.50% · 4.625%
HK$42,757
+HK$2,452/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,610/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,193
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$43,324
−HK$1,148/mo
Today · 4.125%
HK$44,472
baseline
▲ 0.50% · 4.625%
HK$46,816
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,944/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,512
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,927
−HK$1,439/mo
Today · 4.125%
HK$48,366
baseline
▲ 0.50% · 4.625%
HK$51,309
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,732/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,631
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,989
−HK$1,378/mo
Today · 4.125%
HK$53,367
baseline
▲ 0.50% · 4.625%
HK$56,180
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,734/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,748
−HK$1,679/mo
Today · 4.125%
HK$56,427
baseline
▲ 0.50% · 4.625%
HK$59,860
+HK$3,433/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,854/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,070
−HK$3,191/mo
▼ 0.25% · 3.875%
HK$60,654
−HK$1,607/mo
Today · 4.125%
HK$62,261
baseline
▲ 0.50% · 4.625%
HK$65,543
+HK$3,282/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,522/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,267
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,391
−HK$2,157/mo
Today · 4.125%
HK$72,548
baseline
▲ 0.50% · 4.625%
HK$76,963
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,096/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,947
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,984
−HK$2,066/mo
Today · 4.125%
HK$80,050
baseline
▲ 0.50% · 4.625%
HK$84,270
+HK$4,220/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,100/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,719 · Scale 2, in force from 26 Feb 2026)