LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,927
−HK$2,378/mo
▼ 0.25% · 3.875%
HK$39,106
−HK$1,199/mo
Today · 4.125%
HK$40,305
baseline
▲ 0.50% · 4.625%
HK$42,758
+HK$2,453/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$80,610/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,193
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$43,325
−HK$1,148/mo
Today · 4.125%
HK$44,473
baseline
▲ 0.50% · 4.625%
HK$46,817
+HK$2,344/mo
Deposit HK$8.32M · loan HK$8.32M · min. income ≈ HK$88,946/mo (50% DSR)
Upfront cash ≈ HK$8.94M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,512
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,928
−HK$1,438/mo
Today · 4.125%
HK$48,366
baseline
▲ 0.50% · 4.625%
HK$51,309
+HK$2,943/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$96,732/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,632
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,990
−HK$1,377/mo
Today · 4.125%
HK$53,367
baseline
▲ 0.50% · 4.625%
HK$56,180
+HK$2,813/mo
Deposit HK$6.65M · loan HK$9.98M · min. income ≈ HK$106,734/mo (50% DSR)
Upfront cash ≈ HK$7.28M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,097
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$54,749
−HK$1,678/mo
Today · 4.125%
HK$56,427
baseline
▲ 0.50% · 4.625%
HK$59,861
+HK$3,434/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$112,854/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,070
−HK$3,192/mo
▼ 0.25% · 3.875%
HK$60,655
−HK$1,607/mo
Today · 4.125%
HK$62,262
baseline
▲ 0.50% · 4.625%
HK$65,544
+HK$3,282/mo
Deposit HK$4.99M · loan HK$11.64M · min. income ≈ HK$124,524/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,268
−HK$4,281/mo
▼ 0.25% · 3.875%
HK$70,392
−HK$2,157/mo
Today · 4.125%
HK$72,549
baseline
▲ 0.50% · 4.625%
HK$76,964
+HK$4,415/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$145,098/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,948
−HK$4,103/mo
▼ 0.25% · 3.875%
HK$77,984
−HK$2,067/mo
Today · 4.125%
HK$80,051
baseline
▲ 0.50% · 4.625%
HK$84,270
+HK$4,219/mo
Deposit HK$1.66M · loan HK$14.97M · min. income ≈ HK$160,102/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$623,725 · Scale 2, in force from 26 Feb 2026)